Personal Finance · Student Edition
E-book now, paperback to pre-order.
267 pages, seven chapters, 58 lessons, with the real documents, worked examples, self-checks, case studies, Faith & Finance sections and a glossary. The Reader adds the online course: auto-graded quizzes and tests, the calculators, your portfolio, and a certificate.
Personal FinanceHigh School Edition
Table of contents
Money, Work & Your Paycheck
- Money, Values & Goals
- Making Smart Money Decisions
- Sources of Income
- Human Capital & Earning Potential
- Reading a Paycheck
- Income Tax, the W-4 & W-2
- Benefits & Gig Work
- Why We Pay Taxes
- Filing a Tax Return
- Sales, Property & Other Taxes
- Earning the Halal Way
- Priya’s Two Job Offers
- Milestone 1 · Paycheck Profile
Getting Hired
- The Job Search
- Writing a Résumé
- Cover Letters & Applications
- The Interview
- The Offer & Starting Work
- Digital Footprint & References
- Honesty, Promises, and the Job Search
- Two Applications, One Opening
- Milestone 2 · Application Packet
Spending Plans & Smart Choices
- Needs, Wants & Opportunity Cost
- Fixed & Variable Expenses
- Building a Spending Plan
- Track, Adjust & Stay on Plan
- Comparison Shopping
- Scams & Consumer Rights
- Gross Pay vs. Take-Home Pay
- What Shapes Your Money Habits
- Advertising & Influence
- Big Purchases & Contracts
- Giving, Balance, and the Budget
- Mia’s First Month Running Her Own Budget
- Milestone 3 · Monthly Budget
Banking, Saving & Protecting
- How Banking Works
- Checking & Debit Cards
- The Power of Compound Interest
- Choosing & Protecting Accounts
- Risk & How Insurance Works
- Health & Auto Insurance
- Renters, Home & Life Insurance
- Premiums, Deductibles & Choosing
- Interest, Saving, and Protection
- Andre, Two Accounts, and a Tale of Two Balances
- Milestone 4 · Savings & Coverage Plan
Credit & Debt
- What Credit Really Is
- The True Cost of Borrowing
- Understanding Credit Scores
- Borrowing Without Regret
- Debt in Islam
- Jordan, the First Credit Card, and the Checkout Button
- Milestone 5 · Credit & Debt Strategy
Investing & Long-Term Wealth
- Why Invest?
- Stocks & Bonds
- Funds & Diversification
- Measuring Wealth: Net Worth
- The Power of Time
- Risk, Return & Retirement
- Planning for Retirement
- Protecting, Growing & Giving
- Halal Investing
- Theo Starts at 16, Just $40 a Month
- Milestone 6 · Long-Range Projection
Big Life Decisions
- The Real Cost of College
- Free Money vs. Loans
- Rent vs. Buy
- The True Cost of a Car
- Spotting Opportunity
- Financial Aid & the FAFSA
- Borrowing Wisely
- The Cost of Renting
- Mortgages & the Cost of Owning
- The Business Plan
- Startup Costs & Funding
- Pricing, Profit & Risk
- Big Purchases Without Riba
- Maya Picks a School: Sticker vs. Net Price
- Milestone 7 · One Big Decision
- My Financial Life Portfolio
Glossary
Answers to Self-Checks
E-book
Just the e-book
$24.99
- Full-color PDF, licensed to you
- Reads on any phone, tablet or computer
- Download link the moment you pay
E-book + Reader
E-book and online course
$49.99 Reader for one year
- The licensed PDF, plus
- One year of the online Reader
- Everything in one place, on any device
Paperback · pre-order
Just the book
$34.99
- Black and white, 8.5 x 11, 267 pages
- Color edition $49.99
- Reserve now, pay when it is ready to ship
Paperback + Reader · pre-order
Book and online course
$59.99 Reader for one year
- The paperback, plus
- One year of the online Reader
- Color edition $74.99
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